Greetings, Kiplinger's Visitors!

If you've reached this page, undoubtedly you have come here by way of the forum at Kiplinger.com, wondering just who BlankenshipFP is, and what does he do?

I am Jim Blankenship, and I am a Certified Financial Planner™ professional. I provide financial advice to people from all around the country in a Fee-Only fashion, primarily on an Hourly basis.

What does Fee-Only, Hourly mean?

Well, Fee-Only means that I only work on behalf of my clients - I do not sell financial products such as mutual funds, stocks or insurance. As a Registered Investment Adviser, I am held to a Fiduciary standard, meaning that I maintain responsibility for the best interests of my clients at all times.

Hourly is a description of how my fee is determined - allowing for "incremental" advice to be provided. For example, if a client is only interested in help with allocating his or her 401(k) plan, we'll determine how much time that will take for me to help you out, and that's all that you pay for.

I mentioned that Hourly is the primary way that my compensation is determined. In addition to Hourly, some clients choose to utilize an annual Retainer, in order for me to manage their account throughout the year, and allowing for unlimited ad hoc queries and consultations throughout the year.

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